Even if you can't roll directly into another IRA you can make a withdrawal of the full sum and have a reasonable window (30 or 90 days, I forget which) during which you can re-invest the money. Assuming you don't have to pay early-withdrawal penalties from the current holder you shouldn't lose any money. The IRA cashout money is only taxed when you decide to keep it, not when you take it out.
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Date: 2008-01-10 04:48 pm (UTC)